Scholarships/Grants
Unlike loans, scholarships and grants are forms of financial aid that do not have to be repaid. In other words, it's free money to you can use to pay for higher education expenses, such as tuition and fees, textbooks and supplies, etc. It may be based upon academic merit, financial need, or your affiliation with a particular group.
Scholarships are NOT just for 18-year-old high school seniors or full-time students - you may be just as eligible as anyone else! In addition, some scholarships provide very low interest loans that may or may not require repayment.